Understanding the Importance of Good Credit
In the complex landscape of personal finance, your credit score is the reliable compass that guides you through this wild financial world. But what the heck is credit, anyway? Put simply, credit is an agreement between a creditor (lender) and a borrower to repay funds, usually with interest. Essentially, the lender credits the borrower money, […]
How to Invest Your Tax Refund Like a Pro
A windfall like a tax refund can be a serious boon to your investment plan. If you’re not counting on your refund to pay bills or eliminate high-interest debt, investing it is a smart way to turn that extra paycheck into even more money. Spending your refund on a treat like a major purchase or […]
11 Apps on KashKick to Help Build Credit
Kashkick is a great way to make extra cash in your spare time. With games and surveys galore, there are endless money-making opportunities! But did you know that KashKick has many offers to help you build your credit? If you’re looking for extra ways to build and repair your credit, look no further! We’ve rounded […]
Financial Resolutions: Setting Achievable Money Goals for the New Year
Sick of setting money goals every January only to watch them slip away by February? You’re not the only one. A recent survey shows that only 8% of Americans actually hit their financial resolutions last year, while 92% didn’t even come close. Here’s the thing: making money goals that stick doesn’t have to feel so […]
What is the Shared Economy? How Did it Evolve?
Over 72% of Americans have now participated in the shared economy in some capacity. What’s even more remarkable is the sheer scale of its growth- the global shared economy is projected to reach over $335 billion in value by 2025. Many have already discovered the benefits of the shared economy, using it to supplement their […]
The Psychology of Financial Fraud: How to Spot & Avoid The Psychological Tricks of Scammers
Have you ever wondered why people fall for financial scams, even when the warning signs seem so clear? It’s not just about being tricked — it’s about how scammers expertly tap into human emotions. In 2024 alone, the Federal Trade Commission reported losses of $12.5 billion due to fraud, a staggering 25% increase from the […]
Master Your Money: 10 Essential Financial Skills Everyone Needs to Know
Managing your money doesn’t have to be a daunting task! With a sprinkle of knowledge and a dash of enthusiasm, you can transform your financial life. Here are ten essential financial skills everyone should master to take control of their financial future. 1. Budgeting: Your Financial GPS Budgeting is like having a GPS for your […]
Mid-Year Financial Checkup: Assessing Your Progress and Adjusting Goals
As we hit the halfway mark of the year, it’s an ideal time for a mid-year financial checkup. This process involves evaluating your financial health, tracking your progress, and making necessary adjustments to stay on course. Let’s delve into the key areas you should focus on: reviewing and updating your budget, tracking and analyzing spending […]
Unleashing the Power of Active and Passive Income
Ready to make your money work for you while you sip on a piña colada on a beautiful beach somewhere? Then, learning the difference between active and passive income is essential! Both income streams are beneficial and have their advantages, but understanding the best income stream for you will help shape your future and how […]
Common Investment Mistakes to Avoid
Now that we’ve taught you everything about the basics of investing, we think it’s important to show you what mistakes to look out for in the investing world. You can do many amazing things with investing, but there are also some common, avoidable mistakes. We’re here to tell you what to avoid so you can […]