A YouGov survey from April 2025 found that 3 in 4 Americans are being more careful with their money than they used to be, and only 43% said they feel financially secure. It makes sense, then, that most respondents said they plan to save more money over the next year.

So if you’re looking to save money, know you’re not alone. Whether you want to start or pad your emergency fund or cut back on your spending, there are plenty of apps out there to help you save more money.

The best place to get started? KashKick. 

With KashKick, you can earn cash rewards for trying out new savings apps and tools. Plus, you can give your savings a boost with the extra money you earn from playing games, taking surveys and earning cash-back. As soon as you earn $10, you can cash out through PayPal or get a gift card.

After you sign up for KashKick, let’s jump in to the best money saving apps on KashKick.

Types of Money Saving Apps

It’s important to know that not all money saving apps work the same way. Some help you cut expenses, some help you build up savings and others help you earn extra cash.

Here are some of the most common types of money saving apps:

• Cashback apps: Cashback apps help you earn money back on the purchases you make. Some cashback apps are better suited for online shopping (like KashKick), while others focus more on in-store opportunities (like Ibotta). 
  ⭐️ Best for: Everyday shoppers
  
  
• Automatic savings apps: Automatic savings apps take the guesswork out of saving money. Some round up purchases and save the spare change while others use algorithms to determine how much you can afford to save. Others allow you to set saving rules. 
  ⭐️ Best for: Those who struggle to save manually
  
  
• Bill negotiation or marketplace apps: When it comes to saving on your monthly bills, there are apps that’ll negotiate your monthly bills on your behalf as well as marketplace apps that’ll help you shop around for better rates on things like car insurance. 
  ⭐️ Best for: People overwhelmed by their monthly expenses
  
  
• Budgeting and expense tracking apps: These apps help shed light on your spending patterns and where your money is going. This information helps you identify ways to save, set savings goals and more.
  ⭐️ Best for: Those who want more control over their finances
  
  
• Earning and side hustle apps: Although not technically savings apps, money-making apps are a great way to add extra money to your bank account so you have more money available to save. 
  ⭐️ Best for: Anyone who wants extra money to save
  

Knowing the different types of money saving apps makes it easier to choose which ones will help you meet your goals. 

6 Best Money Saving Apps on KashKick

Not sure where to start looking for money saving apps? Start on KashKick, so you can earn cash rewards just for saving money.

To find the best money saving apps on KashKick, navigate to “Deals” and start exploring. Keep in mind the KashKick team is always working to add more deals, so you may see some different options when you log in!

1. Chime

First things first: You’ll want to open a separate banking account to stash your savings in. There are plenty of high-yield savings accounts out there, but here’s another option: Chime Checking Account.

It doesn’t offer APY, but other perks include:

• No monthly service, minimum balance or overdraft fees
• Access up to $500 of your pay before payday
• Lots of important security features
• Fee-free ATMs
• Currently a $305 reward when you sign up through KashKick and make a qualifying first direct deposit of $200+

That KashKick reward is a great head start on saving money, and setting up your direct deposit so a certain amount automatically trickles into your Chime account each time you’re paid ensures you won’t forget to stash money away!

2. Upside

If you’re looking to cut back on your monthly expenses, check out Upside. The cashback app helps you save money on groceries, dining out and even gas.

Here’s how it works: Download the free app, connect your credit and/or debit card, claim a cashback offer, make your purchase like normal and earn cash back! (Connecting your cards is safe; the app just needs to verify your purchase.)

Once you earn a certain amount, you can cash out directly to your bank account, PayPal or a gift card.

Even better: When you download Upside via KashKick and make your first purchase of $10 or more, you can get a $10.25 reward.

3. KashBack by KashKick

If you’re a big online shopper, you’ll want to make sure you’re using a cashback app or site to earn some money back on your purchases.

There are a ton of options out there, but start with KashBack by KashKick. This is a browser extension that makes earning cashback (and even using coupons at checkout) effortless.

When you install the extension, you’ll get access to:

• Cashback offers from tons of retailers
• Coupons that are automatically tested and applied at checkout
• Exclusive offers from 12,000+ brands
• A $5 KashKick reward when you install the extension, activate an offer and make your first purchase.

The extension is available for Chrome and Edge.

4. Insurify

Trying to find savings for any insurance you have can be a pain, but a comparison platform makes it much easier.

Rather than shopping rates with dozens of providers (and subsequently getting nonstop follow-up calls and emails), use a platform like Insurify.

Insurify makes it easy to compare rates on home, auto, renters and even pet insurance. Just provide some information about yourself, choose your policy and get coverage all in the same day. 

If you need any help, they’ve got licensed insurance agents ready to provide tailored advice. You can even just send them your current policy, and they’ll find a better fit for your needs.

Request car insurance quotes from Insurify through KashKick for a $1 reward. Need home insurance, too? Get a home insurance quote for another $1 reward.

5. Piere

Piere is an AI-powered app that automates your financial goals (including saving!). Instead of guessing how much and how often you should save, Piere analyzes your goals, habits and blind spots to build and recommend plans for you.

Piere acts as a hub for your money. You’ll connect your accounts, then the app recommends steps to take to help you meet your goals. Decide your moves, set the rules, then Piere will do the rest. You can also set alerts to approve each move.

The app has a free plan as well as a premium offering that’s $6.67 a month.

When you start a free trial through KashKick and connect your bank account, you’ll get a $1.25 reward. If you decide you want to purchase a monthly subscription, you can get a $15 reward for a total of $16.25 in earnings!

6. Grifin

Grifin is technically an investment app, but it can be a great way to save automatically if you’re up for a little risk.

Here’s how it works: Connect the cards you use most, then the app will automatically invest $1 for each place you spend money. For example, if you buy a latte at Starbucks, it’ll automatically invest $1 in Starbucks stock. Make an Amazon order? That’s $1 in Amazon stock. In other words: You buy stock where you shop!

You can set limits and rules so you feel comfortable, opt out of companies you don’t want to invest in, and select your risk levels. Then at the end of each week, your money is invested.

When you sign up for Grifin through KashKick, subscribe for $5/month and make your first investment, you can get a $5 reward.

How to Choose the Best Money Saving Apps for You

There are a lot of money saving apps out there—these are just a few—so if you’re feeling overwhelmed, here are a few strategies to help you choose the best money saving apps for you:

• Define your goals. Figure out what saving money means to you right now. Are you looking to cut back on expenses, stash money away—or both? The key is to make sure these goals are realistic.
• Consider time constraints. Some apps require more work than others. If you’re constantly on-the-go, look for the apps that help you save automatically. If you have more time, you might look into apps that can help you earn money to put toward savings.
• Check fees, minimums and payout options. Make sure you understand what’s involved with each app before you sign up. For example, with any money-making apps, you’ll want to consider the payout minimums and methods.
• Use more than one app. Stack your apps! Find a cashback app, expense/savings tracker and app to earn money. Don’t overwhelm yourself, but finding one that works in each category can help you reach your goals.
• Be consistent, not perfect. Here’s the thing: You’re going to mess up every now and then, but the key with financial goals is to be consistent and keep moving forward. You’ve got this!

Start Saving More Money This Year

Saving money—no matter how you go about it—can feel like a daunting task, but the most difficult part is simply getting started.

KashKick makes that first step easier (and more fun!) by giving you more ways to earn extra money in your free time. Whether you’re completing game missions, taking surveys, trying out new savings apps or earning cash-back on your purchases, KashKick gives you flexible options to boost your income and save more—on your own terms.